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How Much Can You Afford?



Let us help you find out what you can afford!

Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To e-mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



More Calculators


Calculate Your Costs to Own A Home

Rent Versus Buy: Determine whether it is a better financial decision to rent or to own a home.

Credit Grading Tool: Enter credit information to get an idea of where you stand regarding your credit standing.

How Much Home Can I Afford?

What Monthly Payment in Needed for a House with A Specific Sales Price?

How Much House Can You Afford With A Specific Monthly Payment?

House Affordability: This calculator will calculate the income needed to qualify for a loan based on the monthly housing expense you can afford and the other monthly obligations you have.

Income Calculator: Determine the income required to qualify for the specific loan using the specified qualification ratios.
 
Upfront Cost Calculator: How much does this loan Really Cost?
 
Loan Amorization Table: This calculator calculates the monthly payment of a specific loan and breaks down the amount of principal and interest paid over the term of the loan.
 
Loan Comparison: This unique calculator allows you to compare up to three different loan programs, both fixed rate and ARM(Adjustable Rate Mortgages).
 
Balloon Payments Calculator: Short period of time, 5/25 and 7/23 Convertible, Two-Step, and Balloon mortgages are getting more popular (lower rates than 30-year mortgages) with a fixed payment schedule.
 
Early Loan Payoff Calculator: This calculator will help you determine the amount of monthly payment in excess of your regular monthly payment necessary for an early payoff of your loan.
 
Refinance Calculator: This calculator will help you decide whether it will pay to refinance.


Denver Real Estate Disclaimer:


Real Estate Disclaimer: The Sanders Real Estate Group has provided this web site for general informational purposes only about Denver, Colorado and the Colorado real estate market. The use of this site should not be taken as a real estate agent – client relationship. Please contact The Sanders Real Estate Group for the latest real estate updates including Denver real estate listings of houses, property, condos and homes for sale in Denver County, Denver, Colorado and surrounding areas.

Majestic Real Estate- Denver, Colorado


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